The Beginner's Guide to Venmo — mashable.com

Your days of struggling to split restaurant checks and utility bills, scrounging for change in your car, and desperately searching for an ATM are gone forever — thanks to Venmo. Opened to the public in March 2012, and available for both iPhone and Android, this free app allows you to send money for free and cash out your balance to your bank account over a 256-bit encrypted connection. It's easy, safe and can even make you a little bit of cash if you don't mind harassing your friends. Here's how to get started.

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